Commercial Checking Account

• $100 minimum deposit to open
• Non-interest bearing account
• $12 monthly maintenance fee
• $0.10 per transaction (debits and credits included)
• Free Internet Banking
• Free Online Bill Pay Service
• Imaged monthly bank statement

Account analysis may be set up to determine if the monthly account balance is sufficient to reduce or eliminate service charges. An earnings allowance, computed using the average collected balance, less 10% reserve requirement, is used to offset charges. This allowance is based on current market rates and is subject to change.

Premier Business Checking Account

• $100 minimum deposit to open
• Non-interest bearing account
• $10 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or a $1,000 average collected balance.
• 200 transaction items free (debits and credits combined). $0.30 per additional item.
• Free Internet Banking
• Free Online Bill Pay Service
• Imaged monthly bank statement

Business Interest Checking Account

For individuals, sole proprietors, and non-profit organizations

• $100 minimum deposit to open
• Tiered interest rate structure. Interest will be compounded daily, credited monthly, and paid on the collected balance. No minimum balance required to earn interest.
• $12 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily collected balance or a $2,500 average collected balance.
• 200 transaction items free (debits and credits combined). $0.30 per additional item.
• Free Internet Banking
• Free Online Bill Pay Service
• Imaged monthly bank statement

Non-Profit Organization Checking Account

• $100 minimum deposit to open
• Non-interest bearing account
• $5 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or a $1,000 average collected balance.
• 200 transaction items free (debits and credits combined). $0.30 per additional item.
• Free Internet Banking
• Free Online Bill Pay Service
• Imaged monthly bank statement

Commercial Money Market Account

• $100 minimum deposit to open
• Tiered interest rate structure. Interest will be compounded daily, credited monthly, and paid on the collected balance. No minimum balance required to earn interest.
• $12 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily collected balance or a $2,500 average collected balance.
• Federal regulations restrict the number of preauthorized, automatic, telephonic, Internet Banking, and facsimile transfers to six during a four week or similar period. Three of these transfers may be made by check, draft, debit card, point-of-sale, or similar order, made by the depositor and payable to third parties.  Should you exceed the number of federally mandated transfers, you will be assessed a $5 fee for each debit that exceeds the limitations.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited and not subject to any excessive debit fee.
• Free Internet Banking
• Imaged monthly bank statement

Commercial Savings Account

• $100 minimum deposit to open
• Tiered interest rate structure. Interest will be compounded daily, credited quarterly, and paid on the collected balance. No minimum balance required to earn interest.
• $2 monthly maintenance fee; maintenance fee can be avoided by maintaining a $250 minimum daily collected balance or $500 average collected balance
• Free Internet Banking fee
• Federal regulations restrict the number of preauthorized, automatic, telephonic, Internet Banking, and facsimile transfers to six during a four week or similar period. Three of these transfers may be made by check, draft, debit card, point-of-sale, or similar order, made by the depositor and payable to third parties.  Should you exceed the number of federally mandated transfers, you will be assessed a $5 fee for each debit that exceeds the limitations.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited and not subject to any excessive debit fee.
• Statements will be delivered quarterly. If there have been any preauthorized transfers or automatic transfers, statement will be delivered monthly

Value Added Services:

• Internet Banking

  You can access your Commerce National Bank & Trust accounts online through our website. Check your deposit account balances, loan balances, make loan payments, transfer funds between accounts, request stop payments, and order checks.

• Online Bill Pay Service

  Online Bill Pay Service is a simple, fast, and secure way to pay your bills. Contact a customer service representative for additional information regarding this convenient service.

• MasterMoney Debit Card

  • Use it like a check, without the hassle of writing one
  • Accepted everywhere the MasterCard logo is displayed
  • Funds are automatically deducted from your checking account
  • When using your MasterMoney Debit Card at participating merchants, please use the CREDIT option to process your transaction

• ATM Banking

  Use your MasterMoney Debit Card at any ATM displaying the Pulse, Cirrus or Plus logo. Withdrawals at a Commerce National Bank & Trust ATM or at a Publix Presto! ATM are surcharge-free. Withdrawals at any other ATM will be assessed a $1 fee by Commerce National Bank & Trust. Owners of other ATM's may charge an additional fee for the use of their ATM.

• Safe Deposit Boxes

  Commerce National Bank & Trust offers a variety of safe deposit box sizes to meet your needs. Visit a customer services representative or call 407-622-8181 for more information.

• Trust Services

  Commerce National Bank & Trust provides a wide range of Trust, Asset Management and Estate services tied to your financial goals. The personal and individual approach inherent in community banks helps our professionals personalize our services to specific client needs. Our investment management services are tied to your specific financial objectives and offer a variety of investment alternatives. Your relationship is confidential and regularly monitored to ensure goals and objectives are met. One of our qualified trust officers would welcome the opportunity to review your specific needs and offer advice on safeguarding your personal and family plan.

• Insurance Services

  Commerce National Bank & Trust has partnered with CNB&T Insurance Services LLC to offer a full range of products to meet your insurance needs. For more information about products and services, contact CNB&T Insurance Services LLC at 407-949-5575.

  Insurance products are not insured by FDIC. They are not a deposit or other obligation of Commerce National Bank & Trust, nor guaranteed by Commerce National Bank & Trust.