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Commerce National Bank & Trust
Commerce National Bank & Trust Commerce National Bank & Trust

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Checking

Personal Checking Account

  • $100 minimum deposit to open
  • Non-interest bearing
  • No monthly maintenance fee with ACH Direct Deposit
  • $6 monthly maintenance fee without monthly direct deposit; maintenance fee can be avoided by maintaining a $500 average collected balance or $250 minimum daily collected balance.
  • Unlimited check writing
  • Free Internet Banking  
  • Free Online Bill Pay Service
  • No fee MasterMoney Card
  • Imaged monthly bank statement

Commerce Club Checking Account

(Age 55 and over)
  • $100 minimum deposit to open
  • Non-interest bearing checking account
  • No monthly maintenance fee
  • Free personalized checks in pre-selected style.
  • Unlimited check writing
  • Free Internet Banking
  • Free Online Bill Pay Service
  • No fee MasterMoney Card
  • Annual Safe Deposit rental discounted 25% with automatic deduction from checking account.
  • No Fee Travelers Cheques
  • No Fee Cashiers Checks (limit three per month)
  • Imaged monthly bank statement

Premier Checking Account

  • $100 minimum deposit to open
  • Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. No minimum balance required to earn interest.
  • $8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,500 average collected balance or $500 minimum daily collected balance.
  • Unlimited check writing
  • Free Internet Banking (there is a nominal fee for Online Bill Pay)
  • No fee MasterMoney Card
  • Imaged monthly bank statement

Workplace Checking Account

(Available when the company you work for banks with Commerce National Bank & Trust)
  • $100 minimum deposit to open
  • Non-interest bearing checking account
  • No monthly maintenance fee
  • Unlimited check writing
  • First order of checks free (selected style)
  • Free Internet Banking  
  • Free Online Bill Pay
  • No fee MasterMoney Card
  • Truncated monthly statement

Health Savings Accounts - Checking

Health Savings Accounts are established to receive tax deductible contributions and to make tax-free distributions to pay for qualified medical expenses. Eligible individuals are those who hold a High Deductible Health Plan that meets certain criteria for deductible limits and maximum out-of-pocket expenses, are under the age of 65 years, and are not claimed as a dependent on another person's tax return.

  • $100 minimum deposit to open
  • Tiered interest rate structure. Interest will be compounded daily, credited monthly, and paid on the collected balance. No minimum balance required to earn interest.
  • $8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or $1,500 average collected balance
  • Unlimited check writing
  • Free Internet Banking
  • Free Online Bill Pay Service
  • No fee Master Money Debit Card*
  • Imaged monthly bank statement