CHECKING

Commercial Checking

  • $100 minimum deposit to open
  • Non-interest bearing account
  • $12 monthly maintenance fee
  • $0.10 per transaction (debits and credits included)
  • Free Internet Banking
  • Free Online Bill Pay Service
  • Imaged monthly bank statement

Account analysis may be set up to determine if the monthly account balance is sufficient to reduce or eliminate service charges. An earnings allowance, computed using the average collected balance, less 10% reserve requirement, is used to offset charges. This allowance is based on current market rates and is subject to change.

 

Premier Business Checking

  • $100 minimum deposit to open
  • Non-interest bearing account
  • $10 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or a $1,000 average collected balance.
  • 200 transaction items free (debits and credits combined). $0.30 per additional item.
  • Free Internet Banking
  • Free Online Bill Pay Service
  • Imaged monthly bank statement

 

Business Interest Checking

For individuals, sole proprietors, and non-profit organizations

  • $100 minimum deposit to open
  • Tiered interest rate structure. Interest will be compounded daily, credited monthly, and paid on the collected balance. No minimum balance required to earn interest.
  • $12 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily collected balance or a $2,500 average collected balance.
  • 200 transaction items free (debits and credits combined). $0.30 per additional item.
  • Free Internet Banking
  • Free Online Bill Pay Service
  • Imaged monthly bank statement

 

Non-Profit Organization Checking

  • $100 minimum deposit to open
  • Non-interest bearing account
  • $5 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or a $1,000 average collected balance.
  • 200 transaction items free (debits and credits combined). $0.30 per additional item.
  • Free Internet Banking
  • Free Online Bill Pay Service
  • Imaged monthly bank statement