Personal Checking
- $100 minimum deposit to open
- Non-interest bearing
- No monthly maintenance fee with ACH Direct Deposit
- $6 monthly maintenance fee without monthly direct deposit; maintenance fee can be avoided by maintaining a $500 average collected balance or $250 minimum daily collected balance.
- Unlimited check writing
- Free Internet Banking
- Free Online Bill Pay Service
- No fee MasterMoney Card
- Imaged monthly bank statement
Commerce Club Checking
(Age 55 and over)
- $100 minimum deposit to open
- Non-interest bearing checking account
- No monthly maintenance fee
- Free personalized checks in pre-selected style.
- Unlimited check writing
- Free Internet Banking
- Free Online Bill Pay Service
- No fee MasterMoney Card
- Annual Safe Deposit rental discounted 25% with automatic deduction from checking account.
- No Fee Travelers Cheques
- No Fee Cashiers Checks (limit three per month)
- Imaged monthly bank statement
Premier Checking
- $100 minimum deposit to open
- Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. No minimum balance required to earn interest.
- $8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,500 average collected balance or $500 minimum daily collected balance.
- Unlimited check writing
- Free Internet Banking (there is a nominal fee for Online Bill Pay)
- No fee MasterMoney Card
- Imaged monthly bank statement
Workplace Checking
(Available when the company you work for banks with Commerce National Bank & Trust)
- $100 minimum deposit to open
- Non-interest bearing checking account
- No monthly maintenance fee
- Unlimited check writing
- First order of checks free (selected style)
- Free Internet Banking
- Free Online Bill Pay
- No fee MasterMoney Card
- Truncated monthly statement
HSA-Checking
Health Savings Accounts-Checking
Health Savings Accounts are established to receive tax deductible contributions and to make tax-free distributions to pay for qualified medical expenses. Eligible individuals are those who hold a High Deductible Health Plan that meets certain criteria for deductible limits and maximum out-of-pocket expenses, are under the age of 65 years, and are not claimed as a dependent on another person’s tax return.
- $100 minimum deposit to open
- Tiered interest rate structure. Interest will be compounded daily, credited monthly, and paid on the collected balance. No minimum balance required to earn interest.
- $8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or $1,500 average collected balance
- Unlimited check writing
- Free Internet Banking
- Free Online Bill Pay Service
- No fee Master Money Debit Card*
- Imaged monthly bank statement
