Commerce National Bank & Trust offers a wide variety of personal banking products and has experienced customer service personnel to guide you in choosing the services that best meet your needs.

Whether you are looking for a checking account, money market account, savings account, Health Savings Account, Individual Retirement Account or Certificate of Deposit…let our staff help you find the right products at the best value.

Once your relationship is established you will have options on how to access your accounts.  Use Internet Banking, Online Bill Pay, Mobile App, ATM, or visit the bank to process transactions or get account information.

Or simply pick up the phone and call us during business hours.  Your call will be answered by a staff member right here in Winter Park! You’ll never have to work your way through “Press 1…” recordings to reach us.

Commerce National Bank & Trust has joined the Publix Presto ATM network, allowing our debit card customers to use any Presto ATM service-charge-free!

Safe Deposit Boxes and Vaults are available in sizes ranging from 3×10 to 16×32.  So if you’re looking for a safe place to store a few documents or a complete coin collection, we have a box to match your needs!

Relationship Banking

Avoid a maintenance fee on a personal checking account by maintaining, in addition to your checking account, two of the following relationships:

  • Personal savings account
  • Personal money market account
  • Certificate of deposit
  • Safe deposit box
  • Online Bill Pay
  • Wealth Management Services


Value Added Services

  • Internet Banking

    Internet banking with Commerce National Bank & Trust is a free service offered for your personal banking needs. Check your deposit account balances, loan balances, make loan payments, transfer funds between accounts, request stop payments, and order checks.

  • Online Bill Pay Service

    Online Bill Pay Service is a simple, fast, and secure way to pay your bills, and best of all it’s free when tied to your personal account. Contact a customer service representative for additional information.

  • MasterMoney Debit Card

    Use it like a check, without the hassle of writing one

    Accepted everywhere the MasterCard logo is displayed

    Funds are automatically deducted from your checking account

    When using your MasterMoney Debit Card at participating merchants, please use the CREDIT option to process your transaction

  • ATM Banking

    Use your MasterMoney Debit Card at any ATM displaying the Pulse, Cirrus or Plus logo. Withdrawals at a Commerce National Bank & Trust ATM or at a Publix Presto! ATM are surcharge-free. Withdrawals at any other ATM will be assessed a $1 fee by Commerce National Bank & Trust. Owners of other ATM’s may charge an additional fee for the use of their ATM

  • Safe Deposit Boxes

    Commerce National Bank & Trust offers a variety of safe deposit box sizes to meet your needs. Visit a customer services representative or call 407-622-8181 for more information.

Safe Deposit Boxes

For secure storage of your personal and business records, as well as other valuables, Safe Deposit Boxes and Lockers are available in a variety of sizes to meet your needs.

Annual Rental Fees
Size Fee
3 x 10 $40
5 x 10 $50
10 x 10 $80
16 x 16 $125
32 x 16 $200

25% discount for Commerce Club Customers will be applied.

Safe Deposit Box contents are NOT insured by the FDIC.

Please review your personal insurance policy to verify coverage.